What's All The Fuss About E-Gold?

I just thought it would be interesting to know some facts about E-gold. It is quickly becoming the most used payment processor by many companies and Internet users and highly competing with the all popular Paypal payment system. There are several differences between these two payment processors and I am not going to go into them. In this article we are going to talk about E-Gold, its history, current assets, value and even more information is about to come your way.
Everything around E-Gold ventures around GOLD. When you open an account you basically open a similar account to a bank account with the main difference that you will be holding gold, not money. It is a simple system that allows users to trade gold amounts. At the moment there are over 3 million e-gold accounts opened, a quarter of them being active. E-Gold is operated by Gold & Silver Reserve Inc. under e-gold Ltd. A statistic that was released by the company in May 2006 showed that its gold storage has reached over 3.5 million grams of gold, that being around $85 million worth. Every single day around 65.000 e-gold transactions take place, with a value of around $10 million. As you can see we are talking about huge amounts of money being transferred through the e-gold system. Although it is not even close with Paypal, which transacts around $60 million per day, e-gold is quickly rising in popularity, mainly because of the fact that it is opened for members worldwide. Paypal is highly restrictive when it comes to memberships while E-gold can be used by any individual with an Internet connection.
These simple facts that were outlined above have made it possible for e-gold to be the current most used system for trading and presents a monopole in the HYIP and autosurf industry, being also popular in other fields of activity like FOREX trading and much more! Although it all began in 1996 with the idea of Dr. Douglas Jackson and Barry K. Downey, it is currently much more than just a thought.
Another important aspect that has contributed to E-Gold's rise in popularity is the transaction fee it charges. I will not go into all the details but I can say, as an example, that if you transfer $1000 through e-gold you will only be charged $10. This makes it very inexpensive when compared with regular bank transfers. The only real problem can appear if gold prices start dropping. In this case, because you do not own an actual currency but amount of gold, you might end up losing some money. Specialists are currently reviewing the subject and the vast majority of professionals do not see this as a real problem because gold is constantly rising in price.
Nowadays you can purchase anything online using e-gold but there are not really that many options one can use. This is mainly because of Paypal and its financial power. The fact led towards the usage of E-gold in areas where paypal is not allowed and is actually restricted according to paypal TOS (terms of service). HYIPs and paid Autosurfs are the most common example of e-gold usage.
In my view E-Gold is a very powerful financial tool that is accessible for every single Internet user out there. Because of this I tend to believe that E-gold will keep rising and can even surpass PayPal in the future. Even E-gold's biggest problem (that fact that few Internet merchants use it) can be solved and is actually beginning to be solved! E-Gold is the way to go.

Get Paid To Read Emails: Tips And Tricks

As we know get paid to read email is one way to develop income stream and perhaps to start your own business on the net with a little hard work. If you're really serious in this arena, it can return you good bucks. Sex sites are not the only ones that can pull in $5000 a week using the power of instant access! I mean not sex sites can make money. Here 9 steps article about Get Paid to Read Email tips & tricks from me who not a "guru", but I'll show you ideas and efficiency way that will rock your Get Paid to Read Email world.

1. Studies, Preparations are 90% of any job: I've been there before, wasting my time with those entire scams PTR program for nothing. All this because I'm so electrifying to begin in this PTR world without doing any studies, I mess up and caution, do not repeat my mistakes. But no regrets, learning is key to success, rite? You have to be willing to make the effort by study all over the Internet such as in forum like GetPaidForum, articles, newsletter and some websites. Maybe you can study some books such as Free Stuff for Everyone, Special Edition by Barbara Bectrer, Work-at-Home Directory by Barbara Becker and The Work-At-Home Sourcebook (Work-at-Home Sourcebook) by Lynie Arden.

2. Set a dedicated email: Set one special dedicated email account. There are free emails that offer huge mailbox size e.g. Zwallet Mail where can earn cash with it, Yahoo Mail, Fastmail and Gmail if you have been invited . Huge mailbox can store your emails for couple days. Owner of PTR programs will delete you if your email bounced back to them. But be careful with email filtering setting that may block the email arrive.

3. Join payment programs: Most PTR programs use these parties to pay their members, PayPal and E-Gold. Just click the link and register if you don't have one.

4. Starts join PTR programs and choose wisely, don't waste your time: For a starter, any webmaster worth a pinch of salt starting any PTR site wouldn't be starting any site that pays more than 5c to read an email. In fact, I don't even join sites that pay more than 1 per cent click. Why? Because not many could afford to buy an ad on your site if it was sustainable above 1c clicks. Join several established low or no minimum payout PTR programs with good review and reputations. I know you'll not be a member for only one PTR program trust me. Create a special folder in your browser "Favorites or Bookmark", bookmark all your PTR programs, its impossible you can remember all of URLs or website address. Use Roboform or Auto-complete form to save time entering your personal particulars when subscribes PTR programs. Check carefully when select categories of interest and read their terms & conditions and FAQ. Read carefully when registering, some tricky checkboxes use to test some users such as "I don't understand English". Why muck around with smoke and mirrors offering $1 up to some silly amounts I've seen now $100 for each email read. I mean really, a blind man could see that you aren't going to pay that. Then in your TOS you fiddle the words saying something like - On the 5th of every month, on a full moon, on every visit from Hailey comet, all honest members will be paid 000000.5% of their earnings. (How would you even know what an honest member was, if you're not exactly that yourself?) And there are many PTR programs that you need to avoid and I want to repeat, avoid them. You can see this with their ad rates. If the rates are too low they may not be around for very long. It is all a risk, don't wasting your valuable time, so try to avoid the PTR programs that promises with higher payout (read their terms & conditions).

5. Document the program: Summarized the log of your programs on paper or spreadsheet include the program name, date joined, minimum payout, payment method, no. Of referrals, earn cash; earn points and minimum to redeem an advertisement. Update it weekly to see your earnings. Many members do a smart way by take screen shot of their programs, it also useful to be as proof in case of owner crash or lost their database. You also can use third party software, ThePaidHelp to help you manage you get paid programs statistic. Click here to download the free The Paid Help trial version.

6. Read your emails: Please check and read your emails every day, this is the only way how does this PTR programs work (Don't read, don't get cash). Some emails expire quickly; some are for limited clickers. Don't leave unread emails so long, owner will assume that you are inactive members and you'll remove or in most PTR programs if you are not a certain % as active as your down line you will not get the referral bonuses. If you are from Search Country, do all paid searches. Hauling Cash is the good PTR programs if you are from search country. There are many countries which are prohibited from making searches. Beware if you are from unsearched country, don't do it because your account will be deleted. Please read your email because some of the emails purposely to catch the cheat-bot that by cheater (don't be one). If you have time, I know you'll not have one, please read the non-paid emails as well. Its support advertisers, and without them there is no income.

7. Visit PTR programs website: Since you have added the program website as favorites, just do a simple visit every day if you have time. Sometimes the owner has updates; great promotions, get paid to play games, quizzes, contests and you can click at Paid to Click (PTC) section. This will help speed up your earnings a bit.

8. Uprade membership: If you have extra earnings, please consider upgrading your membership to gold, silver or platinum. When you upgrade your free membership to an Upgraded Membership, you will receive the a lot of benefits including random referrals, bigger referral commission, unlimited banner impression, $0 dollar payout, discount advertising fees and be included in Email Sponsor. All the benefits are depending on program, different program different benefits.

9. The winning formula & no magic formula: Most important in PTR is to build downlines and spend more time to build your empire. Start design a simple website as a first step, if you don't know learn it because it's worth it. Otherwise you can ask experts to do it for you. Put all your get paid referral flashy banners in it. There so many FREE website hosting that provide with great tools such as Bravenet, FreeWebs and if you have Yahoo mail account, you automatically have a Geocities account. You also can try this great web hosting package by HostingMetro, HostSave, WinSave, ValueWeb or OnSmartNetwork. Website is like a foundation strategy for your business and you can start making money with it like join the affiliates program. Use Mighty Banners - Create professional banners in minutes - Free to try. Then start promoting your websites. Here some tips to design a banner. Build a websites is not a must but I advise you to build one. Join manual or auto surf programs and click till you can get your site seen. You also can join advertising only sites to earn money or points for ads. If you already making money with get paid programs, instead claim your earnings for cash; redeem it for ads as much as you possibly can. Some programs have points email, read it and redeem it for ads. Create a signature for your email or any posting about your get paid programs; it's really helped you promoting your campaign and its work. Start sends email to friends and family and asks them to join. Start promote in e-groups, e-zines, newsletters, articles, bulletin boards or reports. Advertise everywhere you can without spamming; advertise at FREE advertisement(click here to view some of Free Ads programs), billboards and check out the auction site like ebay and PTBid for great deals on paid ads, Paid To Click and banner impressions. Exchange your banners with others. Referral Exchange also a good idea, where you signup under me and I signup under you. If you a skills person, provide a service e.g. if you signup more than 3 under me, I'll create a FREE banner for you. You also can join the Downline Builder in GetPaidForum.com. Be creative with your ads to attract people. The great ways to build a downline is to use downline builder such as GMR Down line Builder. Just put your member's link and ready to go. Maybe you have your own way to promote your links. I hope you've found this article beneficial and reference for collection strategy. I wish you all the very best in Get Paid business. Remember it can be a good profitable thing, so treat it like a business.

Make Money Online Without A Website

It is a common misconception that you must have a website in order to truly make money on the internet. Don't worry, it's not your fault - the "gurus" have tricked you into thinking that a website is required to make money, all while they laugh to the bank when you purchase web hosting and a domain through their affiliate links. It's time to seperate yourself from the crowd and realize that you're being deceived.
If you want to establish yourself online, blogging is the way to do it. And, it's absolutely free. You can make $20, $50 or $100 every single day using a simple, free blog that takes less than half an hour to set up. But how do you make your money? It's a simple formula:
1. Create your free blog and start posting about a topic you love. Baseball? Weight lifting? Hypnosis? Gardening? Virtually anything will do.
2. Go to Clickbank.com and click "marketplace". Find a product related to your topic (they have a very large variety of products for any audience) and create a free affiliate account with them.
3. Add your affilate links to your blog and promote the product you chose. Talk about it's qualities, review it, how much it's helped you, and so on. People eat up stories.
4. Get traffic to your blog by posting articles to article directories with a link back to your blog.
That's it - that's all you do to make money online. I can personally guarantee you that if you post to your blog everyday for the next 60 days and write one article to submit to a few article directories per week, you'll be making a bare minimum $20 per day with hardly effort. $20 per day for 10 to 15 minutes of work is a great trade-off, wouldn't you say?
The best part about this process is that you can repeat it, over and over. Imagine if you had 10 blogs and made the bare minimum of $20 per day with each blog. That means you'd be getting more than $200 per day, for about 2 1/2 hours of work. Compare that to a job - 8+ hours a day, for a measly couple thousand bucks every couple of weeks. It's bull.
It's time for you to make a decision. Are you going to sit around and continue to ponder how to make money online, or are you finally going to bite the bullet and going to get started? The choice is yours...

E-gold Investing: Make Money With Currency Trading

Many people are already starting to pay attention to the newest online trend: E-gold investing.
E-gold investing is a all about a system that allows you to profit from the money that is being traded everyday on the internet. What you're doing when you are trading e-gold (or e-currencies) is that you are providing the backup for internet money. Let me go back a bit. What exactly do I mean by "backup for internet money"?
There is a cashflow of all of the money that is being moved throughout the internet every day. However, this money has to have, for every dollar that is being backed up, a physical backup of that dollar must exist.
This is a very superficial explanation about how the dxgold system works, but to be honest, to profit from it, you don't have to understand exactly how it works to profit from it. If I were to put the e-gold training courses into a metaphor I would say it's very much like driving a car. You don't need to know how it works in order to use it properly.
What you do need to know is the egold exchange process and every step of the way. This may sound complex, but once you get to know it, it becomes a daily routine that takes about five minutes just to check up on.
Investing in e-gold is something that I could describe as a great investing strategy, if you are investing in the long run.
It isn't as fast as a rising stock in wall street, it isn't something that will double your profits in a couple of days, but it is something you can expect to generate a good income from. And the important keyword in that past sentence would be to Expect, because this is a safe long term strategy that is guaranteed to make a profit for you.
This is why I personally think it is plain silly not to learn this currency trading system. You even know how much money you will make each day in advance.
For some it may be tough, but saving a couple of hundred dollars and investing in e-gold can be a very wise decision. As many people have experienced already, it can even turn into a "hands off" second income without the 8 to 5 job.
E-gold is all about discipline. Is about the discipline of having your money work for you and letting it grow, without getting an urge of a shopping spree and taking your money out of your account.
If you think you can wait for a few months and are interested in getting a second income, then the e-gold system could be a good fit for you.

Online Surveys - Are They Legit?

Whether you are looking for florida paid surveys online or for any other city or state in the US, the online surveys market is available to all who wishes to earn extra income from home. These research surveys are certainly not restricted by geography or your location.
There are many companeis out there who are looking for the public to help give their opinions or comments (critique) on their latest products or services. And they are willing to pay them either cash or give away free products as a reward.
Imagine helping to improve the quality and acceptability of a product or service and getting paid at the same time? People all over the country are already profiting from participating in these surveys.
Paid surveys and trials have been made possible owing to the rise of the Internet as a real-time interaction medium. Corporations with new products about to be rolled out, can get the thoughts and opinions of people almost instantly via a digital questionnaire, thereby saving them a lot of advertising money... money that is now dispensed to their (eventually paying) customers.
So whether it's 'florida paid surveys online' or 'free paid surveys for moms', these companies will gladly pay you for your opinions wherever or whoever you are! Do not lose out on this lucrative income stream while it's still in its early phases of growth.
If you are sick of working for a boss and would like to work on your own time for yourself, then finding online surveys that pay is a great start. You can find free paid surveys, no fees involved, and you can be on your way to your own new business. There are many free good paid surveys that can be found, that you can fill out for either cash payments or free products from the companies involved.

Blogging For Money

You've all seen the adverts. "Freelance writers wanted!" they scream from the pages of just about every freelance jobs site on the Internet. "Get paid to blog!"
To many people, this sounds like some kind of dream job. If you keep a blog yourself (and Google says that a few thousand of us do), then the chances are you're currently blogging for free, either because you see blogging as a good opportunity to drive traffic to your website, convert traffic that's already there into sales, or just because you feel you have something to say.
If this sounds like you, then of course you're going to jump at the opportunity to get paid for something you'd do for free. Who wouldn't? And if you're a freelance writer looking for work, you're probably going to jump at the opportunity to: you write, you make money. What could be simpler?
Well, the paid-to-blog business isn't quite that simple, unfortunately. You see, you're technically not being paid to blog. What you're doing is blogging on someone else's website, and being given a share of the Google Adsense profits your posts make – in most cases, 50% goes to you, the rest to the web page publisher.
Still sound good? It may well do. After all, on the Internet, content is king. There's good money to be made from Google Adsense (the program whereby you displays Google adverts on your website and are paid every time someone clicks on them). Isn't there?
Well yes, there is. But in order to make money from blogging on an Adsense site, you're going to need to be able to do more than just write. First of all, you're going to have to be able to identify a niche to write in. This can't be just any old niche, either: it has to be one which you can churn out content on, day in, day out – and content which people will want to read.
You also have to know how to drive traffic to the content you create. On the paid-to-blog sites, some of the traffic is already there: but in order to make real money from this type of writing, you'll need even more traffic than that. Where are you going to get it? What do you know about internet marketing? About driving traffic to websites? What do you know about search engine optimisation? You'll need knowledge of all of these things if you want to make money from blogging – and even if you have that knowledge, you'll still need the energy and enthusiasm to blog every day.
Say you have all of that. What can you make?
Theoretically, there's no limit to what you make. There are people out there making a very nice living from blogs and adsense. There are even more people, though, who aren't making a cent. Realistically, you're much more likely to fall into that second group.
So, is blogging for money a great freelance writing opportunity?
In a word, no. Blogging networks are great places for people who'd like to make a few dollars per month doing something they'd happily do for free anyway, or for people looking for a lively blogging community to join. They're not for serious freelance writers who want to make a living wage from their writing.
Still want to make money from blogging? Find a corporate giant who needs someone to maintain their blog – and is willing to pay for it. Save the paid-to-blog network for your free time.

Six Forex Trading Tips For Newbies

You have decided to be a trader in the forex market, and you have no idea on how to begin. Let's first start by defining what the forex market is and what it does. The term "forex", also known as the foreign exchange is a market for the sale and purchase of all kinds of currencies. It originated in the early 1970's when floating currencies and free exchange rates were first introduced.
At this time, the forex market traders were the ones who set the value of one type of currency against another. Nowadays, the market forces determine the value of a currency against another.
One unique aspect of the Forex market is that very little trading qualifications are required of anyone intending to trade therein. Independence from external control ensures that only the market forces influence the currency prices.
As the largest financial market, with trades reaching up to 1.5 trillion U.S. dollars, or USD, the money moves so fast, it's impossible for a single investor to substantially affect the price of any major foreign currency. In addition, unlike any stock that is rarely traded, forex traders are able to open and close any positions within seconds, because there are always a number of willing buyers and sellers.
1. The first thing you need to do is open a forex account. You will have to fill an application form which includes a margin agreement stating if the broker will be allowed to intervene with any trade when it appears too risky. Since most trades are done using the broker's money, it is only logical that he protect his interests. However, once you have established an account, you can fund it and begin trading in the forex market.
2. Adopt a trading strategy, that has proven to be successful for you. Remember that strategies will work differently for different traders, so don't try to adopt a strategy that works well for another trader. It might backfire on you. The two available approaches are either technical analysis or fundamental analysis. A combination of the two is a more preferred choice for experienced traders.
3.Understand that prices move by trends. Forex has a popular saying, "The trend is your friend." There are certain movements that have been studied over many years in order to identify a pattern in the trend. These trends need to be understood in order to understand a good trading strategy. For small accounts that are $25,000 and under, trading with a trend may help improving your odds when compared to bi-directional trading. Most newbie's will look to trade in any direction, when they should be trading with a trend.
4. Ensure you know which are the top five currencies pairs in the foreign exchange. These are USD/Yen, Swiss franc/USD, Euro/Yen, Euro/USD and Pound/USD.
5. For newbies, it is advisable to maintain two accounts to ensure you learn to play the trading game. Keep one real account, one that you will actually use to trade real money; and the second account should be a demo, one that you can use to test alternative moves in the trading game. You can easily use your demo account to shadow the trades in your real account so you can widen your stops to see if you are being too conservative or not.
6. Always examine the one hour, four hour and daily charts that concern your trades. Although you can trade at 15 and 30 minute time intervals, doing so requires a handful of dexterity.

HYIP Investment Strategies

Many of the investors plan their own strategies by their experience. Experience makes them know the do's and don'ts of HYIP. Once people get well versed to play in the risky yet lucrative arena, they start multipliyng their resources. While there can hardly be any universal strategy for all cases, there are certainly quite a few patterns to be followed.
The preliminary step one has to take before investing is to identify the fallacious programs and get rid of them. Then the nature of the programm is to be analyzed and then the investor should act accordingly. A few points or strategies worth adopting are listed below.
Frequency of Payouts
The key point to note is the frequency of payouts. Check whether your interest payouts are made on a daily, weekly or monthly basis. If they are made daily, you have got a better chance to have a lucrative sum. Your profit increases day by day with the existence of the program. Don't be in a misconception that a program is more stable if it is paying monhtly. Many programs which payout monthly gets doomed within a couple of months and there are archetype programs which makes handful of clams within short durations, to be precise, in few weeks. As far as the influx of new funds is there, the interest is being paid. When it becomes extinct, the program closes and your interests as well.
Program Duration
There is a formula that helps to determine the approximate lifetime of a program.

Lifetime of a Program= [(SD + SH + KR) * (NO + NF + WD + GAR) * (NKI + SKW + SKR) *365] / [((KI / SV) * (KO + RT + 1) * (KS + STR)*100000)]

Where

- SD -- approximate cost of design;

- SH -- cost of hosting;

- KR -- advertisement expenses;

- NKI -- presence of contact information;

- SKW -- compliance of the indicated contact information with the information given by whois service;

- SKR -- compliance of the indicated contact information with the real addresses and phone numbers;

- NF -- presence of forum, quality of its development;

- KO -- number of mistakes in web-sites content;

- RT -- deviations in text (if the content is stolen with different sites or written without giving any consideration, the text will have incompliance);

- KI -- dynamics of growth of investors number during the first week of projects existence;

- SV -- sums of investments;

- WD -- information on business activity the program gets incomes from; subjective evaluation of data adequacy;

- GAR -- presence of guarantees;

- KS -- number of persons engaged in projects maintenance and support;

- STR -- place of projects accommodation;

- NO -- presence of office.
Program duration or age is also a factor that one needs to focus on in order to make the investments fruitful. The situation gets more complicated because even the trustworthy projects fail sometimes. It happens, for example, when program leaders did not manage to promote their program right or played fair on the currency market risking all their funds.

Profit Rates
Any investor will incur a huge loss if they are too greedy. Even if you regularly get the program's earnings during several months it is not the reason to mortgage your property or take a credit under unbearable interest. You may find yourself with nothing if you spend your money recklessly. A program which does well today might get closed tomorrow. The well doing of a program is always uncertain. Also, it is a common opinion that, any program which offers above 2% a day would vanish within a matter of days.
One more point worth taking into account is the interest rate being either fixed or variable. Through many years of study, it has been made clear that, programs offering variable interests are more likely to be involved in some actual trading than the ones with fixed interest rates.

Type of Account
Some programs facilitate their clients by providing internal accounts. The client needs to submit a withdrawal request in order to get the money transferred to their e-currency account. Normally the case is different. The amount will be sent to the account directly without any internal accounts. The later one is better to choose because, you can identify whether the program actually pays or reports some bogus interests in your internal accounts.

Investment Demarcations
The most popular forms of fraudulence is Ponzi. It's a classical financial pyramid where the profit is generated mainly by attracting investments from new participants. Majority of programs have their minimum investment value as low as $1. Before investing, you must be aware of these kinds of programs which are available in abundance. You should use your sub conscious mind in order to think what such a program can do with such a minuscule investment from investors like you, regardless of number of people. Up to some moment it looks stable as the payments are provided with real money invested into the program by new members. However, the impression is false. At some point there comes the stagnation and new members stop joining the project and the pyramid breaks down. Programs involved in some real business do not accept deposits less than $50 (minimum). It is not that, investors should only invest in programs which requires huge some investments. But, moderate amount, say $100 per program will do.

Precautionary Measures
The following tips will help anyone who needs to invest safely and get an acceptable interest.

- Never invest more than you can afford to loose.

- Don't allow greediness to blind you.

- Check the originality of the program by visiting the site. Be more cautious if the site is free listed and/or copied from other sites.

- Before investing make sure that the program pays directly to your account. Because, the programs which maintain internal accounts might report bogus details of your account in their site.

- Never trust HYIP that put fake info in whois database. Invest in those who had passes the DD (Due Diligence) process.
Always have in mind that a program would be a potential scam unless or otherwise, you have a positive reason to support it. Be cautious in such a way that, you get profits from HYIP or else, HYIP will profit from you. Analysis of various risks involved before investing will definitely yield fruitful results.

Five Tips For Successful HYIP Investing

HYIPs are quite a challenging investment and if you truly desire to profit it from them you must be able to weed out the bad programms and only invest in the select few that have the best chance for success.
Through my years of experience investing in HYIPs myself, I bring to you the following five tips that I always look for before investing:
1. Advertising. This is one of the most important factors. Any HYIP that advertises will get a lot more members and more money flowing in than a HYIP who just has a thread on a couple forums.
Because of this there are also a wider range of people promoting it and telling others bringing in even more people and investments. And as you should know new members and new investments are the cornerstone to a longer lasting HYIP.
Advertising is probably the one factor that can make the biggest difference in the success of a HYIP.
2. Reputation. Before investing in any HYIP it is vitally important to check out the reputation of it and read what other people are saying. By checking the reputation you can protect yourself from joining a HYIP that's not paying or that has poor customer support or that is inevitably going to fail very fast due to people posting bad experiences.
It's also possible that someone has a good idea who the HYIP admin is and depending on what they have to say about this admin they can increase the number of people who join or completely halt the increase of new members.
If the HYIP doesn't have much of a reputation yet because it's too early, you could wait until you hear more about it or simply join based off of the other 4 major factors.
3. Earnings Gap Between Plans. I've seen plenty of HYIPs that look great right from the start but after more closely reviewing their plans I see that it can really make them far too risky.
Multiple plans are common among HYIPs and they typically involve giving higher earning percentages to the larger investors. This is very common and in fact can be helpful for a HYIP, but watch out to make sure the higher plans don't pay out too much more than the lowest plan.
This will keep you from getting into a HYIP that gets totally decimated when the couple largest investors decide to take out all their money.
4. Age of the HYIP. You must look at the age of a HYIP before investing. So many people out there will look to see what program is having the most success and then invest in it only to have it close down within the next couple days.
If the HYIP is too many days old your risk can greatly increase. It is best to try to enter very high paying HYIPs within the first couple days and for the lower paying HYIPs within the first handful of days. I'm avoiding specificity due to the fact that this completely depends on the type of HYIP.
The point is that it is a good idea to get into a HYIP as early as you feel comfortable getting in at. If you're happy with all the other factors and it looks promising get in then or don't get in at all.
5. HYIP Monitors. Basing your judgement off of HYIP monitors alone is a very bad idea but if you combine it with the other factors mentioned here it can help increase your odds of success.
If a HYIP is subscribed to at least a few monitors then it is a good sign, if it is subscribed to a lot of Monitors or has paid for premium listings on a monitor then it is a better sign. Conversely, if it is not subscribed to any monitors then you should be a little more wary.
Truthfully this factor doesn't weigh too heavily on my investment decisions but it can help push me one way or the other when I'm on the fence.
Summary
Using these five tips you will be able to choose HYIPs that are more likely to succeed and hopefully will become a more successful HYIP investor.
Remember that these five tips don't specifically apply to every type of HYIP but should still give you a good idea of what you may want to look into for any program that you join.

Beware Of HYIP Scams!

Are you looking to make some extra income? Or are you looking for a secretive investment with phenomenal returns? Then HYIP's are not the place for you.
What is a HYIP? Simple: High Yield Investment Program.
HYIP's are all over the net. You can see them when ever you search google for investments. They are the one's that offer you a crazy insane amount of a return. Sometimes even %30 a day. For those who are new to the investment world, those kind of returns just cannot be produced, no matter what.
You might say, "hey, I tried one of those programs and I did receive those returns for several days." Yes, you're right, that's exactly the way they work. They give you the money that fresh blood brings in. This is called a "recycler" program. So you're talking about several days, several weeks, or if their really good, several months or even a year until they eventually close down and no longer can match the amount of money that needs to flow around to keep the program moving.
Trust me, before you lose you're money in one of these scams, there are many that have lost their car payments and mortgage payments in these programs. If you don't believe me you can go to the money making forums and search invex or ingenious packages, two popular almost legendary programs in the HYIP arena. You see will a list of complaints and stories of how people lost their life savings.
Even though that this is true, they are many people who still choose to invest in these programs while understanding the program is run illegitimately. They consider it pretty much betting or playing a game. Some of these websites are even referred to as games to take away the heat that it would receive if it was named an investment opportunity. The trick is to invest within the first couple of weeks and then run. Many people utilize this tactic because most HYIP's do not last over a month or two and because with the insane interest rate you can profit within a couple of days.
Even if you have never heard of HYIP's, trust me they are around and plentiful. Several of these websites open up every day and lure innocent individuals like yourself looking to make some extra income. The amount of these websites are staggering to say the least. You can check out a HYIP monitoring site and see the amount of websites there are and how many are being added on a daily basis. It's unbelievable to know that these website keep popping up and nobody regulates them.
So You Say How Do I Know It's A HYIP Program? Well, it's never easy to say, but there are few guideline you should follow:
1. Egold. Be careful of programs that require you to send money through this service because egold transactions are permanent and cannot be reversed or stopped unlike Paypal or using a credit card. This is perfect for someone who doesn't want to provide refunds and just run away with your money.
2. Guarantees. No investment program can provide guarantees or should, mainly because the government will keep their eyes on programs like these and so should you. So when ever you see a guaranteed, "10% return in one week", run!! Investment markets are volatile and fluctuate from second to second, so the only thing you should except is a chart of the programs history, but even that doesn't guarantee future success.
3. High Returns. Astronomical returns are a sure sign a company is a scam, 20% to 30% a month should be a red flag for anyone looking for a good investment program. Stocks usually average about 5-7% return a year and the high performing ones may only go as high as 30% percent within one year.
Whenever you do invest. Just make sure you do your Due Diligence on the company or group your investing with. Such as: - Company History - Licenses - Complaints with any bureaus - Complaints on any forum boards - Performance History and etc.
Investing should not be looked as a get rich over night scheme but a way to help your income to grow steadily and continuously.

What Are High Yield Investment Programs?

HYIPs are programs which pool together the funds of their members to take advantage of investment oportunities, like stock trading and foreing exchange (FOREX) trading among others. These HYIPs attract funds from members (known as "deposits" or "principal") by promising high rates of interest payments, which explain why they are termed "High Yield Investment Programs". Naturally, the higher the promised interrest rate, the higher the risk borne by the members. This is due to the fact that HYIPs pay off their members from the returns on their own investments. Therefore, it is posible for the payouts to exceed the HYIP's own returns, especially when the rate of interest payment is high. If such a situation persists, the closure of the program would be inevitable and members will stand to lose their principals.
Scams
A scam is a fraudulent business scheme and this is rampant among HYIPs. Some HYIP owners abuse the trust of their members by misrepresenting to them about their investment strategy, when they have NONE. Consequently, they will eventually run out of money to pay their members and most of them just disappear into cyberspace, along with members' hard earned money. Therefore, we hope to edducate readers by offering our humble advices on minimizing the possibility of being cheated.
Ponzi Schemes
This is named after Charles Ponzi, an Italian who migrated to the United States and became one of the greatest swindlers in American history. His aliases include Charles Ponei, Charles P. Bianchi, and Carlo. By paying off initial investors with money obtained from the later investors, Charles Ponzi managed to swindle $15 million from 40,000 investors from 1919 to 1920. This is how the term "Ponzi Scheme" was coined. You should be aware of the fact that some HYIPs are actually pure Ponzi Schemes.
My Advice
1. Never join any HYIP that pays more than 7% interest daily as it is next to impossible to afford such a high payout on a regular basis.
2. Always do a Due Diligence check on the program.
3. Listen to what fellow investors have to say about the program in the various hyip forums. Check if it has been paying its members.
4. Diversify your funds by making deposits in several reliable programs. This reduces the risk of loss you are bearing. Even if one program shuts down, you still have other programs as back-ups for you to recoup your losses from.
5. Determine the coherency of the programm's investment strategy. See if the owners know what they are talking about and if they have a sound business plan.
6. It is not advisable to join a program that uses poor language on its website. If the program has thousands of dollars of deposits, they should be able to afford to spend a few hundred to hire a professional publicist, or at least someone with a decent command of English to instill confidence among investors.
7. Just because the programm is paying does not mean they will continue to. Decide for yourself how long more the program can sustain and whether it is likely for you to make a profit.
8. Always read the FAQs and the terms of payment carefully. You may discover some terms which may put you in a very unfavourable position.
9. Invest only what you are prepared to lose. Expect the worst but hope for the best. Be conservative when calculating your profits. Do a scenario analysis. This wil put you in the correct frame of mind when deciding the amount to deposit with a programm.
10. Do not compound your interest until you have earned your deposit back. This reduces the likelihood of you losing money as some programs do not survive for long, especially those without sound business plans.
For searching new HYIPs always use any good HYIP monitoring sites or forums. This information prevents you from SCAM.

Online Paid Surveys Can Give You An Extra Income

If you have been on the internet looking for an opportunity to earn money you have probably already heard about paid surveys. Online paid surveys are one of the first things money making opportunities people get to know. For people who have been on the internet for a while, this is well known. This article is for people who are new to paid surveys and if you are one of them you should keep on reading because it might be profitable for you.
In this article I have listed some common questions regarding paid surveys. I have also added answers to those questions based on my own experience as a user of this method for generating extra income. My purpose is to help you to gain a better understanding of the online paid survey process.
What is a survey actually?
Online surveys provide a way by which data about people, services or products are gathered through internet. This way to describe it is pretty good if you want to get an idea what to expect from such a survey. Each survey contain a number of questions on a particular topic. To give you an example, it can be a product satisfaction survey which may consist of various questions designed to get your opinion about different characteristics of the product - if you find it helpful, if it is costly for you or if it has a decent price, how frequently you would buy it, etc.
Which benefits does a company have from collecting answers from surveys?
Surveys are a major and widely used market research tool online as well as off line. They are a reliable and preferred method that many marketing companies use to assemble and filter consumers' opinion that help them improve their marketing activities.
What are some companies willing to pay me to answer such surveys?
In fact, many people would be happy to complete a survey for free. Today we are surrounded with people who want our opinion; in our mail boxes, on our phone and on our doorsteps. Many people are tiered of this and won't bother or will even give cheeky answers. If you are paid for your opinion, you are more likely to increase your engagement and give answers that are in harmony with what you really mean. When you are paid you have the necessary motivation to answer it and if you utilize this option from several companies you can earn extra money using paid surveys. That is why many - especially home mothers and fathers and other people with much leisure time - are attracted towards it. The expense represented by the payout is reasonable for the surveying marketing company - the data is vital for planning their activities thus saving a fortune on possible wrong marketing campaigns.
How can I start receiving online paid surveys and start to make money?
To enter the world of this opportunity to earn extra cash you just need to join some online paid survey programs. As soon as your registration, you will start receiving surveys. The frequency at which you get surveys will depend on your profile and on the survey company type as well as how many survey companies you have signed up for.
How much will I be earning?
The payment varies from each survey which means that each of them will bring you different amount of money. It will vary with the company as well as with the type of survey you answer. Some of them may bring you just $3 while other can add up to $50 and even more to your monthly balance. The total earnings each month depend on the kind of surveys you will be completing and their amount. The amount of surveys you get from one company is difficult to predict so you better do not depend on this income. What you can do though, is to join as many companies as possible. The more companies you the more income your are likely to receive.
How will I get paid?
Each individual company or site has a different payment method. The most common payment options are:
payment with cheque,
payment via Pal Pay (this requires a Paypal account which is free and very easy to get)
payment to your credit card.
Make sure that you have checked the method of payment that you need before taking up the surveys. This will keep you away for a nasty surprise.
Are there some scams I should watch out for?
As with most other online stuff, it is better to watch and be careful to whom you are disclosing your data. Unfortunately there are many more fake sites than the genuine ones and no wonder that you come across the fake ones in the first page of your search engine. If you take this seriously and treat it as a genuine income opportunity, it is mandatory to read the contracts, terms and conditions related to those sites. This will give you a fairly clear idea of how they operate or at least how you might lose your money! Serious paid survey companies will have their contact numbers and address displayed in their website. If this information is lacking you should think twice before start working.
I will recommend that you check out what other people are saying about the companies you consider to join. You can go to appropriate discussion forums and other media and publications which can give you an idea about that company. you can also do a search with the company or website name plus "review" or "testimonial". This will enable you to stay away from the scams and focus on serious paid survey companies.

Three Things You Must Have For Successful Money Making In Forex

The Forex market is huge. In fact over $1.9 trillion are traded every day across the globe. These trades make Forex the biggest market on earth today. And the beauty of Forex is, anyone can trade Forex online. Surprisingly, a lot of regular stock traders are not aware of the Forex market. This is because the Forex market has only recently been open to public trading. As a matter of fact, before 1995, only organizations such as banks and large corporations who needed to obtain the necessary amount of foreign currency for a particular project were allowed to trade on the Forex markets. These days, the Forex system is a fast growing market, since many people are moving towards online Forex profiting. The movement of money across borders accelerated with the advent of computers and the market became a continuum, trading through the Asian, European and American time zones. Large banks created dealing rooms where hundreds of millions of dollars, pounds, euros and yen were exchanged in a matter on minutes. Today electronic brokers trade daily in the forex market, in London for example, single trades for tens of millions of dollars are priced in seconds. This new phenomena has also resulted in a competitive environment where different companies offering Forex profiting trading services are vying each other to get their share of customers. This market is so competitive that firms are now increasing their leverage and slashing their fees to a great extent. New to FOREX ? Don't worry, getting started in FOREX profiting is easy. If you are a beginner in the Forex system here are the three things you must do in order to profit with Forex:

1. Look into good a Forex tutorial. Training in forex is an excellent source for gaining knowledge about the inner workings of day Forex trading. Through a good Forex tutorial, a beginner can learn basic trading skills and techniques in order to learn how to chart the market properly and even trade forex online. This is definitely something that is extremely important and useful for anyone choosing to become a Forex trader. A good forex tutorial will make forex easier but not foolproof. A lot of those who use these tutorials like the advantage of online availability. This is allows them to get started in trading while still learning in their free time. Also, take advantage of Forex training videos because they are a must have. These videos provide some basic charting knowledge, which is recommended before you start trading FOREX. FOREX charts assist the investor by providing a visual representation of exchange rate fluctuations. Many variables affect currency exchange rates, such as interest rates, bank policies, geopolitics, and even the time of day may affect exchange rates. An essential to chart forex. To daily chart forex will help you define the overall trend. FOREX charting is based on the principal 'history repeats itself'. FOREX traders who study charts predict the market future by evaluating past market performance. A huge variety of FOREX charts are available in the market. Some charting methods are very simple, using a few FOREX indicators to show trading direction; other charts may include up to forty indicators and those are mainly for advance traders that are more skillful.

2. You don't need much to get started with FOREX online trading. A computer with Internet access, a funded FOREX online account with foreign currency exchange broker, and a trading system should be sufficient to get things started.

3. Because there is a learning curve, and that curve can be costly if you don't use the right Forex software to make it easy and safe. I recommend you use the newest breakthrough pieces of software available. There are new and completely automated Forex trading systems which can make money for you while you sleep. Just install it, let it run and it does all the work for you while you make all the money. FOREX can be very profitable but the risk lie beneath is equally great. Remember to always trade with proper investment plan and strategy. Read books, attend courses, watch video seminars, read papers. Trade smartly, and gain the maximum out of FOREX. Good luck!

So You Want To Earn Online?

It's not all that difficult to make a few dollars each month from your online activities. Most sites pay in US cash and a quick $5 to $10 is just fine for those who live in countries where there is a high conversion rate. This can actually work out to a couple hundred in local currency for them. However, this amount really isn't worth the time or the effort for most people. That's why you need a plan.

Here are some of the key money making tips that should be included in your strategy:

1. Open A Payment Account: It doesn't make sense to join all these programs and they have nowhere to send your money, now does it? Payment differs by program but, by and large, there are a few common methods.- If you live in one of the supporting countries, it would be a very good idea to open a Paypal account. This is one of the most recommended payment methods and is accepted pretty much everywhere online. You are allowed to withdraw cash and it is very easy to use.- E-Gold is becoming increasingly popular with more and more online merchants accepting it. The one downfall of this program is that, while you can easily transfer funds online, you need to go through a third party to withdraw funds as cash. I would highly recommend E-Gold only if you plan on using your earnings online. Worldwide.- I have heard this next program referred to an E-Gold without the restrictions. Moneybookers has also been increasing in popularity and is even being accepted by domain registrars such as Registerfly. There are a number of ways to fund your account and they are worldwide. Unlike E-Gold, you can withdraw your cash directly. - Some affiliate programs will offer to pay by Cheque or Money Order. If you want access to your money ASAP then this may not be for you, but it's a good option for those who prefer to see concrete evidence of their earnings. However, the associated fees might make it more profitable to look into another payment method.There are a number of new programs that have recently come out.

2. Get An Email Address: Once you sign up for these programs, you are going to start getting a lot of emails. You can choose to read your emails at your Site Inbox but if you are sticking to only 'Paid to Read' programs, I would strongly suggest having your emails sent to your own mailbox so that you can have everything conveniently in one place. That being said, you don't want your personal email address being cluttered by endless messages. Get an address that you intend to use strictly for online earnings activities. A good choice is Yahoo.com as they offer a huge mailbox and you can filter your incoming emails by program. However, they will send most of your emails into the bulk folder unless you add the addresses to your contacts list so you need to keep checking. Another good bet is GoogleMail with a 2,5GB mailbox!

3. Join Only As Many Quality Programs As You Can Handle: You know, when I first started this, I made the most common mistake ever...I joined every program I could find. I was convinced that I could keep up and for a couple weeks I did. Then I started getting overwhelmed. There was just too much to do...too many emails to read....too many banners to click...too many sites to surf. The end result? I got completely frustrated, left all of the programs and made exactly $0. After a while I decided to try again, but I was careful this time...I drew up a plan and I did my research. I joined only a few 'Paid to Read' programs that were the most recommended online. Little by little, I was able to join a number of different types of programs (including surfing programs) and generate a small but steady income stream with just a moderate effort on my part. What's the moral of the story? Do only what you can handle. If you know you're not going to be able to be online everyday then don't join 'Paid to Click' sites because these only work if you can devote at least half an hour each day to clicking links. If you know you can't sell anything to save your life then don't join the high paying affiliate programs that everyone else is joining because you'll be trampled by the competition. If you try to do too much, you'll end up wasting your valuable time.

4. Construct A Spreadsheet: So you've joined all these different programs. How are you planning to remember each and every one of them? The best way is to construct a spreadsheet. Include the name of the site, your user ID, your passwords (especially if you a different one for each site), what the program involves (reading email, clicking links, etc.), value of each action, payout levels, your referral link and the number of people in your downline. It's also a good idea to update your current earnings at the end of each month. This way you'll never lose track of your information.

5. Re-Invest Your Earnings: If you've been following the steps so far, you'll have quite a little list of high quality programs going. Most, if not all, of these you would have joined as a free member...which is how it should be. However, once you've actually started earning money, you'll want to put at least some of it back into your memberships. Why? Paid memberships often come with benefits, from no minimum payout levels to higher earning opportunities. Simply put, you can earn a lot more as a paid member and it's usually quite cheap to join.

6. Build Your Own Site With Your Own Domain Name: Remember when I told you to include all your referral links on your spreadsheet? Well, you're going to need them now. Don't let anyone fool you. Yes, you can make a decent amount from just participating in the programs you've joined, but the real money lies in building your downline. What does this mean? Your downline includes all the people who have joined using your referral link. You then earn a small percentage when they actively participate in the programs. You'll want as many people as possible joining under you and that's why I'm so particular about recommending only quality programs. You don't want to make a bad reputation for yourself. You only make money from your downline for as long as your referrals stay active. But how do you get the word out? You build your own website of course. You can do this a number of ways.If you have a program such as Microsoft Frontpage, or it's free alternative NVU, installed on your computer you can construct your own pages from scratch with minimal difficulty or you can download free templates from the web and just add the content. If not, a number of hosts offer at least a basic editor that you can use online. One of the best that I've come across is offered by Yahoo Geocities. Now, you may choose to go with a free host and the decision is entirely up to you, but there a few disadvantages to this approach. Firstly, most reputable free hosting companies offer packages that include extensive advertising (banners or pop-ups) that may detract from your site. Secondly, some free hosts are not reliable and you stand to lose your site when they either fold or switch to paid packages with no prior notice. If you prefer using a free host, use a host that has been around a while and has a good reputation. I would recommend either Geocities or Tripod but you can do a simple search on Google to find one that may be more suited to your needs. Whatever you decide, a domain name is a must. You want a name that people can easily remember. If you have any experience with website design or you're a quick learner, I would highly recommend that you purchase a domain name from a registrar who offers free hosting such as GoDaddy, download NVU, and build your own pages. A major point to note, search engines don't like link farms (read more in the last section).

7. Get Some Products: So you've joined your programs, gotten your referral links and built your website. Now what? Well, if you're satisfied with what you've gotten so far then you don't have to read any further. If you want to boost your earnings significantly then you're going to have to learn how to be a salesperson...and to be a salesperson, you've got to have something to sell. Now, you can try to come up with a product of your own. For example, I could have taken this information, made it into a e-book and then charged you for the privilege of reading it. However, it's much easier to just sell someone else's product and keep a share of the profits, i.e., become an affiliate. To this though, you have to know your own capabilities. While you may be tempted to go with bigger brand names or very high-paying affiliate schemes, you must face the fact that everyone else is going to think just like you. This is where the concept of niche marketing comes in. Determine your target audience and join selected programs that would be of interest to them. For instance, if you are targeting webmasters, you would want to affiliate yourself with sites that offer domain names, hosting, software, etc.Marketing e-books is also a good starting point. There are a number of sites that offer free e-books which you can either give away as an incentive or resell and keep all the profits. However, many of these have a minimum price at which you can sell the e-book individually and this can be quite high. My best advice... put together a package. This will make it more attractive to potential buyers and you can be more competitive with your pricing.You should always give your visitors as much information as possible about the programs/products you are referring them to. You will have a better chance of someone following one of your links this way rather than just having a pretty, but uninformative, banner or ad.

8. Promote Your Site: Congratulations. You've made it to the final step in your journey into online earning. All you have to do now is to promote your site and you can do it without paying a cent in advertising if you so choose. There are a number of ways you can do this:- Search Engines: Most of the bigger Search Engines will allow you to add your site to their directories for free. There are a few things you must do first though. You should recall I said before that Search Engines don't like link farms. This is especially true with Google. A link farm is essentially a site that has no actual information and just a list of links. If you have a site like this, Google will very likely refuse to add you. If you've followed my advice and given your users enough information then you'll be safe. Now I want you to look up these terms online - Meta Tags, Keyword Density, and robot.txt. You need to know about these things and correct any mistakes in your site before you submit it to the Search Engines. Note that the time it takes for your site to be added to the directory depends on the Search Engine.- Traffic/Hit Exchanges: This is one of the most popular ways to get traffic to your site. Remember earlier when I told you to join a few 'Paid to Surf' sites even though you didn't have a website yet? Well, now you're going to upload your website URL to those sites and assign the credits you've earned. Don't bother to do this with Autosurf sites. No one actually looks at the ads on these. You'll want to use Manual Surf sites so that there is at least the possibility that a visitor may be curious about your site and visit it. A variant of this is the Banner Exchange where you place a banner on your site you earn credits each time your banner is viewed. This can bring in additional traffic but I wouldn't recommend it if your site already has a lot of banners.- Classified Ads: There are quite a few sites that allow you to post classified ads for free. Remember though that your link will go down as one of many and there may not actually be a lot of people visiting the ads site. Seriously, when was that last time you visited a free classified ads site online? You may bring in a few visitors but don't let this be your main method of advertising.- Ezines: There are so many ezines out there now that it's becoming a really good way to advertise. It is also very cost-effective. In some cases you may even find an ezine owner who is willing to post your ad for free in exchange for a service or ad space on your site.- Paid to Read Sites: Huh? That's right...you heard me. You can use the same sites that you're a member of to advertise your referral links to other members. This is especially good if you're advertising other paid opportunities. Rates are often very cheap or, if you prefer, join a site or two that lets you redeem your earnings for ads as opposed to cash.Well, that's it. I sincerely hope that you're successful in you online earning ventures. What's my final piece of advice? If you want to reel people in to your site, it's always a good idea to use bait. Offer some free stuff. It can be anything, as long as it's free....and it's good. Don't offer anything that you yourself wouldn't like to have.